Privacy
Policy

1. Information We Collect

We collect information that you provide directly to us, including:

• Name, email address, and phone number
• Payment information and transaction history
• Account credentials and preferences
• Device information and usage data

2. How We Use Your Information

We use the information we collect to:

• Process your transactions and provide our services
• Send you transaction confirmations and updates
• Improve our platform and customer service
• Comply with legal obligations
• Prevent fraud and ensure security

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only:

• With service providers who assist in operating our platform
• When required by law or legal process
• To protect our rights and prevent fraud
• With your explicit consent

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

5. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and assist in our marketing efforts. You can control cookie preferences through your browser settings.

6. Your Rights

You have the right to:

• Access and receive a copy of your personal data
• Request correction of inaccurate data
• Request deletion of your personal data
• Object to processing of your personal data
• Request restriction of processing

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: support@paysmartsavemore.com.ng
Phone: +234 902 276 2633

Last updated: February 6, 2026