Terms and
Conditions

1. Acceptance of Terms

By accessing and using Pay Smart Save More, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily use Pay Smart Save More for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on Pay Smart Save More
• Remove any copyright or other proprietary notations from the materials

3. Account Registration

To use our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

4. Payment Terms

All payments made through Pay Smart Save More are final and non-refundable unless otherwise stated. We reserve the right to refuse or cancel any transaction at our sole discretion.

5. Service Availability

We strive to ensure our services are available 24/7, but we do not guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

6. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

7. Limitation of Liability

Pay Smart Save More shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

8. Privacy Policy

Your use of Pay Smart Save More is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by posting the new terms on this page. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: support@paysmartsavemore.com.ng
Phone: +234 902 276 2633

Last updated: February 6, 2026